Disclaimer

All content on StockIntel AI — including analyst-consensus-based ratings (Buy, Hold, Sell), AI-generated stock analysis, market commentary, and price data — is provided for informational and educational purposes only. Nothing on this platform constitutes financial advice, investment advice, trading advice, or any other form of professional financial guidance.

Buy, Hold, and Sell ratings displayed on this platform are derived from Wall Street analyst consensus data provided by our market data partner. These ratings aggregate the recommendations of typically 10–40 professional analysts per stock from major investment banks and independent research firms — including Goldman Sachs, Morgan Stanley, JP Morgan, Bank of America, Barclays, Citi, Wells Fargo, UBS, Deutsche Bank, Jefferies, RBC Capital Markets, Bernstein, Evercore ISI, Wedbush, and others. Consensus ratings reflect the collective view of these analysts at a point in time and do not account for your personal financial situation, risk tolerance, or investment goals.

You should not make any investment decision based solely on information from this service. Always consult a qualified financial adviser before making investment decisions.

Buy/Hold/Sell ratings are derived from Wall Street analyst consensus using a fixed threshold rule. An AI language model is used only to draft each stock's short written summary and, where no analyst consensus data is available for a stock, to suggest a fallback rating. AI-generated content is experimental in nature and may be inaccurate, incomplete, or outdated. AI models can and do make errors. Past performance indicated by any analysis does not guarantee future results.

The optional "Personalised" tab on your dashboard is based on your stated preferences during onboarding — it is not personalized financial advice, and it is not based on your actual portfolio, account balance, or verified financial situation. Consult a licensed advisor for individualized guidance.

Specifically: if you complete the onboarding quiz before creating your account, your answers are reduced to three self-reported labels — an experience level (beginner / intermediate / advanced), a risk lean (conservative / moderate / aggressive), and a goal type (growth / value / income / learning). These three labels are computed once, at sign-up, from six multiple-choice quiz questions — they are not derived from your trading activity, holdings, or any ongoing behavioral tracking, and they are not updated unless you register again.

Those three labels are then used to select one of five fixed stock-selection rules (a "Beginner" rule, an "Income-oriented" rule, a "Value-oriented" rule, a "Growth" rule, or a "High-risk/active" rule) using a fixed priority order — for example, a self-reported beginner always receives the Beginner rule regardless of their other answers. Each rule filters and sorts the same 150+ Top Ranked Stocks universe and the same analyst-rating and AI-analysis data described elsewhere on this page (Buy/Hold/Sell rating, Wall Street analyst buy %, market capitalisation, P/E ratio, dividend yield, 30-day trailing return, and the SUPER STRONG BUY badge) to surface 5 stocks. No additional data source, model, or calculation is used specifically for this tab — it re-filters the same information available on the Curated, Top Rated, and Biggest Movers tabs.

This is a coarse, rule-based categorisation into one of five preset groups — not an individualised recommendation engine, and not a substitute for professional financial advice tailored to your actual circumstances.

The daily "Higher or Lower" Predict game — including Stoki's own picks, its Higher/Lower call, and the confidence score shown next to each pick — is provided for entertainment and educational purposes only. It is not financial advice and not an investment recommendation.

Stoki's call is generated by a fixed rule applied to Wall Street analyst-consensus data at the moment a pick is made (see "Not Financial Advice" above for how that consensus is sourced) — it is a simplified, gamified signal designed to be fun to guess against, not a considered investment thesis. The confidence score reflects how far that signal sits from Stoki's own threshold, not the likelihood of a profitable trade, and should never be read as a probability of investment success.

Your streaks, guesses, freezes, and THE PREDICTION LEAGUE ranking measure your accuracy at guessing Stoki's outcome — they are a game record, not a trading track record, and carry no relationship to real investment returns. Never buy or sell a stock based on Stoki's pick, your guess, or your confidence in either.

Stock prices displayed are delayed by approximately 15 minutes and are sourced from a professional market data provider. We make no warranties about the accuracy, completeness, or timeliness of price data. Real-time pricing should be verified with your broker or exchange.

All investments carry risk. The value of investments can go down as well as up and you may get back less than you invest. You could lose all of your invested capital.Stock trading is speculative and involves a high degree of risk. Never invest money you cannot afford to lose.

StockIntel AI, its operators, employees, and AI systems accept no liabilityfor any financial loss, damage, or harm arising from reliance on information provided by this platform. Use of this service is entirely at your own risk.

StockIntel AI is not authorised or regulated by the Financial Conduct Authority (FCA) or any other financial regulatory body. We do not hold, manage, or advise on client funds. This service does not constitute regulated financial advice under UK or EU law.

This platform integrates with third-party services including our market data partner, OpenAI (written stock summaries), Anthropic (Claude, which powers the Stoki chat), and Stripe (payment processing for past subscriptions). We are not responsible for the accuracy, availability, or conduct of these third-party services.